Many of my gig clients pay in cash. I also keep an old-fashioned receipt book with me.
I wouldn't put a bank app on my phone. IMO, too dangerous. Hackers, pickpockets, or whatever. If someone gets my phone, they get nothing of value. I also run a business, so none of my Band-in-a-Box customers are on my phone.
I knew a friend that had his phone hacked years ago. It took him months to get everything straightened out. Knowing that guy, I don't think he was careless about how he used us phone.
So I choose the ounce of prevention.
I like technology, but I use it judiciously.
BTW, getting in the faster lane in the grocery store is a similar joy. I also do not use the self-checkout. If I'm going to do the work so that they can hire fewer employees, they need to give me a discount.
Insights and incites by Notes ♫