My configuration:
Windows 11 Home, Asus Rog Maximus z790 Formula, Intel Core i9 14900kf, Corsair Dominator Titanium ddr5/6000-64gb/, Asus GeForce RTX 4070 ProArt, RME FireFace UFX III, Display: 3840*2160 (4k)
P.S. - Yes, and you're right! This is very similar to what you described, but in my case, all applications are closed.